PayRam vs x402

{
  "meta": {
    "document_id": "ssds:auto:payram-vs-x402:1.0.3",
    "ssds_version": "0.2.0",
    "scanner_version": "0.4.0+fe6fd9123d50",
    "created_at": "2026-03-05T15:08:00.414Z",
    "created_by": {
      "agent": "safeagentskills-cli/generate-ssds"
    },
    "language": "en",
    "notes": "Auto-generated SSDS. Manual review recommended."
  },
  "skill": {
    "name": "PayRam vs x402",
    "version": "1.0.3",
    "format": "agent_skill",
    "description": "Privacy and sovereignty comparison between PayRam self-hosted infrastructure and x402 HTTP payment protocol. Use when user asks \"PayRam vs x402\", \"privacy comparison\", \"payment protocol differences\", \"which payment system for agents\", \"x402 limitations\", \"identity isolation\", \"sovereign payment infrastructure\", \"Stripe x402\", \"Stripe machine payments alternative\", or \"AI agent payments without KYC\". Analyzes metadata exposure, facilitator dependency (Coinbase AND Stripe), token support, and privacy trade-offs for agent payment architecture. Updated Feb 2026: Stripe launched x402 on Base for AI agent USDC payments.",
    "publisher": "unknown",
    "source": {
      "channel": "local"
    },
    "artifact": {
      "sha256": "f430b4d361efbcfc3f8c3722b676e01db789a25a1f8f77e13f249f24dc6d3a03",
      "hash_method": "files_sorted"
    }
  },
  "capabilities": {
    "execution": {
      "can_exec_shell": false,
      "can_exec_code": false,
      "privilege_level": "user",
      "can_install_deps": false,
      "can_persist": false
    },
    "filesystem": {
      "reads_workspace": false,
      "reads_user_home": false,
      "reads_system": false,
      "writes_workspace": false,
      "writes_user_home": false,
      "writes_system": false,
      "can_delete": false
    },
    "network": {
      "egress": "any",
      "ingress": false
    },
    "credentials": {
      "reads_env_vars": false,
      "reads_credential_files": false,
      "reads_browser_data": false,
      "reads_keychain": false
    },
    "services": [],
    "actions": {
      "can_send_messages": false,
      "can_post_public": false,
      "can_purchase": true,
      "can_transfer_money": false,
      "can_deploy": false,
      "can_delete_external": false
    },
    "prompt_injection_surfaces": [
      "web"
    ],
    "content_types": [
      "general"
    ]
  },
  "hazards": {
    "hdac": {
      "H": 0,
      "D": 0,
      "A": 4,
      "C": 1
    },
    "flags": [
      "NET_EGRESS_ANY",
      "ACT_PURCHASE",
      "PI_WEB"
    ],
    "custom_flags": [
      {
        "code": "SOCIAL_ENGINEERING",
        "name": "Social Engineering Risk",
        "description": "SOCIAL_ENG_VAGUE_DESCRIPTION: Skill description is too vague or missing"
      }
    ],
    "confidence": {
      "level": "medium",
      "basis": [
        "static_analysis"
      ],
      "notes": "Detected 1 security patterns (1 vendored rule hits). Review recommended."
    },
    "rationale": {
      "H": "H0: No host access",
      "D": "D0: No sensitive data access",
      "A": "A4: External actions (deploy/message/post)",
      "C": "C1: General content"
    }
  },
  "containment": {
    "level": "maximum",
    "required": [
      {
        "control": "APPROVE_PURCHASE",
        "reason": "Financial actions possible"
      }
    ],
    "recommended": [
      {
        "control": "LOG_ACTIONS",
        "reason": "Audit trail for all actions"
      }
    ],
    "uncontained_risk": "Risk level depends on manual review of actual capabilities."
  },
  "risks": {
    "risks": [
      {
        "risk": "Social engineering indicators: SOCIAL_ENG_VAGUE_DESCRIPTION",
        "severity": "low",
        "mitigation": "Provide clear, detailed description of skill functionality"
      }
    ],
    "limitations": [
      "Static analysis only - runtime behavior not verified"
    ]
  },
  "incident_response": {
    "kill_switch": [
      "Stop the agent process"
    ],
    "containment": [
      "Review logs for unexpected actions"
    ],
    "recovery": [
      "Depends on skill capabilities"
    ]
  },
  "evidence": [
    {
      "evidence_id": "EV:file-1",
      "type": "file_excerpt",
      "title": "SKILL.md",
      "file_path": "SKILL.md"
    },
    {
      "evidence_id": "EV:file-2",
      "type": "file_excerpt",
      "title": "_meta.json",
      "file_path": "_meta.json"
    },
    {
      "evidence_id": "EV:cisco-1",
      "type": "file_excerpt",
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      "file_path": "SKILL.md"
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}